7. SLASH MEDICAID: Seniors have paid for their Medicare in Advance. It is not a valid argument to conclude that e.g. Seniors only paid in, say, $100,000 but with increased life expectancies,Seniors would draw out, say $200,00 in benefits over their lifetime - then conclude that the program would subsequesntly go broke - as Paul Ryan now suggests.
If the above hypothesis were accurate, all private insurance companies would go broke. Rather, Insurance companies (the third-most profitable industry, trailing only oil companies, pharmaceuticals, drug cartels, and Glenn Beck) invest their customer's premiums; earn a profit, and pay out increased benefits accordingly.
Compare that with the federal government - Congress (like Paul Ryan) and the President, who take our premiums (reeinforced by men with guns, if necessary), and squander it on programs designed to gain them more votes. Many of these programs, that are really 'handouts' like food stamps Medicaid, welfare, housing subsidies, student loan guarantees, are provided to recpients who often haven't paid a dime for their benefits - and then lunped together (by the likes of Al Sharpton, Phil Donahue, Al Gore, and Paul Ryan) with Social Security, Medicare, and Veterans' Benefits, and labeled "ENTITLEMENTS."
8. INSURANCE COSTS: Politicians cite the fact that there are 7 major insurance companies that write medical health insurance policies for 200 million Americans; the implication being price-fixing? Oh, horrors ! ! But does a paucity of insurance companies mean poorer service? There are only TWO software companies who provide the software for all of the computers on the planet ! ! And these two do a great job.
Yep, you guessed it. Insurance companies hire lobbyists too.
This recommends: Lift the legislative restrictions (bought and paid for by lobbyists) that prevent Healthcare Insurance Companies from selling policies in every state, just as auto insurance companies are allowed to do. What a no-brainer.
- My solution has been temporarily removed while I investigate obtaining proprietary rights. This may be even better than I first thought.
- May 10, 2012 - update; See Gingrich who stole Christmas - below.
- If my way doesn't work out, you can always stick $30 Billion into a pay phone and dial 1-800 Newt Gingerich.
9. COMMON SENSE: 7,500 Americans die each year because many physicians write their prescriptions in Pablo Picasso. Then Eckerds fills the wrong prescription, and a two-year-old keels over from an overdose of Coumadin.
- It's a shame two-year-olds can't hire a lobbyist. Then our legislators could pass a 1,000 page law that requires doctors to TYPE their prescriptions which is what this panel recommends.
10. PREVENTION : Managed healthcare providers offer an affordable selection of medical services that were not available to the average person just 20 years ago. While many early providers offered poor services, competition has put most out of business. PPO's, that provide a Primary Physician and a virtual smorsgabord of specialists for the patient, have replaced the often - inefficient staff physicians available at the HMO.
My wife and I owe our lives to HMO's and PPO's. The mission of managed care is to detect and/or prevent illnesses before they become serious or fatal. Managed care provides frequent routine (and thorough) check ups - something many people, especially men, are reluctant to schedule.
I had a 90% blockage in some arteries that was discovered by a routine treadmill test, and stents were implanted. Without the HMO physician nagging me, I likely would not have discovered the blockage until my first (and maybe last) heart attack.
My wife was diagnosed with breast cancer after her annual HMO mammogram. The spot was very small and an operation and radiation treatment eradicated the problem some ten years ago.
HMO's saved our lives (and we're grateful)
- I recommend that the public ignore the cheap shots that Hollywood and comedians routinely make toward HMO's, thus cutting the mortality rate, and cutting the expenses involved with caring for those with catastrophic (and preventable) diseases. Emphasize PREVENTION. We now spend 93% of our total outlay for healthcare on diagnosing and treating illness. We need to prevent illness, rather than waiting for people to get sick and spending much more to treat them.
11. OTHER OPINIONS. While our national politicians think they know everything, my experience tells me that most don't even know a lot about the law, and 85% of them are lawyers.
If Healthcare needs reform, why would the elected lawyers discuss such an important issue behind closed doors, without soliciting the opinions of those in the healthcare industry (Doctors, nurses, hospital administrators, insurance providers, drug companies, medical schools, etc.)? In fact why don't they ask you and me, the patient, what we think of of the current system ? Congressional politicians do not have the same healthcare that you and I do. I suspect some Senators and Representatives would be surprised to learn that in the real world, doctors no longer make housecalls.
- I recommendsthat our elected leaders remember who works for whom, and remember who has the power to hire and fire them.
12. LIFESTYLE DIFFERENCES: Hey fatso. I appreciate your love for fat foods and ice cream (because I like them too). Druggie, feels great, doesn't it mayyyyyaaannn? Exercise? That wouldn't be today. Gay sex? Sure, especially without protection - Straight sex? Sure, especially without protection, AIDS? Why worry - Universal Healthcare "rights" will take care of it. I'm irresponsible. You pay. It's FAIR.
- John Sawyer recommends shooting all fat, promiscuous, senior, homosexual people, drug and alcohol abusers, and lawyers. Of course then who will be left? Hmmm. The panel has its work cut out for it - we may have to reconsider the executions (except for the lawyers of course).
13. STRIVE TO PRESERVE YOUR HEALTH AND IN THIS YOU WILL SUCCEED IN PROPORTION AS TO KEEP CLEAR OF THE LIBERAL GOVERNMENT-RUN HEALTHCARE SCHEMES, FOR THEIR DRUGS ARE A KIND OF ALCHEMY CONCERNING WHICH THERE ARE NO FEWER LIBERAL PROCLAMATIONS THAN THERE ARE MEDICINES.
14. SICK PEOPLE AVOID HOSPITALS. Well, most of the very sick or injured cannot avoid a trip to the hospital, and most of us will go there sooner or later. But infections caused by bacteria (not already on your dirty skin), are caused by infected hospital equipment and hospital employees who do not use extreme caution in the care of their patients. Contaminated ventilators, catheters, and intravenous lines are the big culprits, and it is estimated that one in 20 patients acquires infections in hospitals with an expense of about $50,000 per patient. As many as 18% - 25% of those will die. I suggest that Lee County should contact the Keystone Project in Michigan, that was utilized by most Michigan larger hospitals, reducing their infection rates by 55%.
15. MEDICAL SAVINGS ACCOUNTS ( Full disclosure, I stole this idea - enjoy MY rationale): When I was a (very little) kid, Doctors made house calls (really). Calculating that they could see more patients (and make more money), Doctors decided that sick people could come to them. Mysteriously, the number of sick people - especially elderly widows, declined. Bottom line: if sick people must be inconvenienced, maybe they can ride out their illness or maybe they weren't so sick after all. Pursuant to Federal legislation, all people are to be treated in emergency rooms, regardless of their ability to pay. Thus, the poor (you usually can tell them apart because they sit in the ER lobby with their unruly kids, screaming on their cell phones), just take their kids and themselves to the free ER with the sniffles. (full disclosure, my low-income son had his hemorrhoids fixed the same way in Minneapolis and was most grateful).
MEDICAL SAVINGS ACCOUNTS can be carried through life, and if not used, passed on to their survivors in their will. Thus providing incentives to avoid unnecessary doctor visits, and a reason to ask questions before having surgery, even if that surgery's prime goal is to send you doctor on a European River Cruise.
Oh yeah, that Bullshit about expensive ER care for those who don't need emergency care? That's a Strawman, used by private hospital corporations to make a lot of money. If people come in with the sniffles, have a treatment area in the hospital where they can be treated by a nurse, with oversite from a doctor ("take two aspirin and call me in the morning"), cheaply and (for us in the waiting room with real problems, broken limbs, elderly hypochondria, etc., not having to listen to your p . . s . . . ., cell phone conversations at the level of a Twisted Sister concert). quickly.
16. TAKE EVERY THIRD TRIAL LAWYER OUT AND SHOOT THEM, priceless
These are just some of the things that can be done to bring down healthcare costs, without tearing down the existing medical system and replacing it with a scatter-brained new program that will drive this country into bankruptcy. If the goal of Mr.Obama and our other elected officials reallywas to make healthcare more affordable and more accessible, they would have adopted these and other simple policies long ago.
1 Source: John Stoessel
2 Ok. So Windows
3. Leonardo Da Vinci